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Savings/Investments

Personal Savings Products

Personal Money Market

  • Minimum opening deposit of $1000
  • $10 service charge per statement cycle waived with a minimum daily balance of $1000
  • Interest rate tiers based on balance
  • Withdrawals limited to 6 per statement cycle

Personal Savings

  • Minimum opening deposit of $100
  • Interest compounds monthly
  • $3 service charge per statement cycle waived with a minimum daily balance of $100
  • Withdrawals limited to 6 per statement cycle

Personal Christmas Club Savings

  • Minimum opening deposit of $5
  • Interest paid at maturity
  • Transaction limitations apply
  • Penalty if account closed prior to maturity

Please contact us at 540-962-2265 (Covington) or 540-862-2265 (Clifton Forge) for current interest rates

Business Savings Products

Business Money Market

  • Minimum opening deposit of $1000
  • $10 service charge per statement cycle waived with a minimum daily balance of $1000
  • Interest rate tiers based on balance
  • Withdrawals limited to 6 per statement cycle

Business Savings

  • Minimum opening deposit of $300
  • Interest compounds monthly
  • $3 service charge per statement cycle waived with a minimum daily balance of $300
  • Withdrawals limited to 6 per statement cycle

Business Christmas Club Savings

  • Payroll deduction from employer
  • Minimum opening deposit of $5
  • Interest paid at maturity
  • Transaction limitations apply
  • Penalty if account closed prior to maturity

Please contact us at 540-962-2265 (Covington) or 540-862-2265 (Clifton Forge) for current interest rates

Certificates of Deposit and IRAs

Certificates of Deposit

  • Minimum opening investment of $500
  • CD terms vary 3 months to 5 years
  • May be subject to early withdrawal penalty

Individual Retirement Accounts (Traditional)

  • Minimum opening investment of $500
  • IRA terms vary 12, 36 or 60 months
  • May be subject to early withdrawal penalty

Please contact us at 540-962-2265 (Covington) or 540-862-2265 (Clifton Forge) for current interest rates.

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