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Personal Deposit Products

Personal Checking

  • Minimum opening deposit of $200
  • $6 service charge per statement cycle waived with a minimum daily balance of $200
  • Unlimited check writing
  • Free Debit/ATM card
  • Free online banking
  • Free bill pay
  • Free telephone banking
  • Free paper statement
  • Images of your cancelled checks in each monthly statement

Personal Interest Checking

  • Minimum opening deposit of $500
  • $8 service charge per statement cycle waived with a minimum daily balance of $500
  • Interest rate tiers based on balance
  • Unlimited check writing
  • Free Debit/ATM card
  • Free online banking
  • Free bill pay
  • Free telephone banking
  • Free paper statement
  • Images of your cancelled checks in each monthly statement
  • Please contact us at 540-962-2265 (Covington) or 540-862-2265 (Clifton Forge) for current interest rates

Senior Checking

  • Customers 55 years of age and older
  • Minimum opening deposit of $100
  • $5 service charge per statement cycle waived with a minimum daily balance of $100 or
  • $5 service charge per statement cycle waived with a direct deposit
  • 1 wallet club check portfolio free per order
  • Unlimited check writing
  • Free Debit/ATM card
  • Free online banking
  • Free bill pay
  • Free telephone banking
  • Free paper statement
  • Images of your cancelled checks in each monthly statement

Student Checking

  • Full-time students up to 24 years of age
  • Minimum opening deposit of $100
  • $5 service charge per statement cycle waived with a minimum daily balance of $100 or
  • $5 service charge per statement cycle waived if parent or guardian has existing deposit account
  • Unlimited check writing
  • Free Debit/ATM card
  • Free online banking
  • Free bill pay
  • Free telephone banking
  • Free paper statement
  • Images of your cancelled checks in each monthly statement

Non-Profit Checking

  • Available to not-for-profit organizations
  • Minimum opening deposit of $100
  • $5 service charge waived per statement cycle with a minimum daily balance of $100
  • Unlimited check writing
  • Free telephone banking
  • Free paper statement
  • Images of your cancelled checks in each monthly statement

Business Deposit Products

Business Checking

  • Minimum opening deposit of $1000
  • $10 service charge per statement cycle waived with a minimum daily balance of $1000
  • Unlimited check writing
  • Free Debit/ATM card
  • Free online banking
  • Free bill pay
  • Free telephone banking
  • Free paper statement
  • Images of your cancelled checks in each monthly statement
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