Savings & Investment Accounts

Personal Money Market/
Business Money Market

Maintain a minimum balance of only $1,000 and we waive the $10 monthly maintenance fee.
Withdrawals in excess of six are subject to a service fee of $10 per occurrence.
-"Tiered" Interest-bearing account
-Competitive interest rates
-Six free withdrawals per statement cycle
-Tier 1 - $1,000-$24,999
-Tier 2 - $25,000-$49,999
-Tier 3 - $50,000 & up
-Direct Deposit available

Personal Savings
Maintain a minimum balance of only $100 and we waive the $3 monthly maintenance fee.
-Interest compounds monthly
-Limited to six withdrawals per statement cycle. Withdrawals in excess of six are subject to a service fee of $1 per occurrence.
-Direct Deposit available

Holiday Club
Periodic payments by automatic transfer from your personal account, club book, or deposits through your place of employment
-Interest bearing
-Minimum balance to open - $5.00
-Service charge - $5.00 for early closure

Individual Retirement Accounts
Minimum $500 opening deposit required
-Competitive interest rates
-Choice of terms: 12, 36, & 60 months
-Interest is compounded quarterly
-Three months interest penalty for early withdrawal

Certificates of Deposit
-Competitive interest rates

Minimum to Open
3 Months - $500.00
6 Months - $500.00
12 Months - $500.00
24 Months - $500.00
36 Months - $500.00
60 Months - $500.00

Choice of Interest Payment
-Have your interest compound quarterly
-Receive monthly interest check
-Direct deposit of interest to your checking or savings account

Early withdrawal penalty may apply

Copyright © 2010 Highlands Community Bank. All rights reserved. IT Solutions by Central Ridge