Loan Products

Personal Loans
-We offer loans for any worthwhile purpose such as: vehicle purchase, taxes, home improvements, etc.
-Quick response to customer request

Mortgage Loans
-We offer loans to buy, build, or refinance your home
-Adjustable Rate Mortgages
-Single Closing Construction/Permanent Loans
-Residential Land or Lot Loans
-Rental property financing
-Timely response to customer request

Equity Lines and Loans

Home Equity Line of Credit
-Revolving line of credit secured by your home
-Easy access by simply writing a line of credit check
-As you pay down your balance, that amount becomes available to borrow again at any time
-No bank fees at closing for qualified borrowers
-Quick response to customer request

Home Equity Loans
-An installment loan repaid over a specific period of time with set monthly payments
-Secured by your home
-Flexible payment terms

Commercial Loans
-We offer loans for longer-term capital investment such as vehicle and equipment purchases

Commercial Lines of Credit
-Revolving line of credit designed to help business with seasonal and short-term working capital for inventory and other needs

Commercial Real Estate
-We offer loans to purchase, build, develop, and/or renovate commercial property.

Competitive Interest Rates. Please ask our staff for current rates in deposits and loans.

Copyright © 2010 Highlands Community Bank. All rights reserved. IT Solutions by Central Ridge