Deposit Products

Personal Checking
Maintain a minimum balance of only $200 and we waive the $6 monthly service fee.
-Unlimited check writing
-No per check fee
-MasterCard Check Card available for purchases and ATM use
-Direct Deposit available

Personal Interest Checking
Maintain a minimum balance of only $500 and we waive the $8 monthly service fee.
-"Tiered" Interest-bearing account
-Competitive interest rates
-Unlimited check writing
-No per check fee
-MasterCard Check Card available for purchases and ATM use
-Tier 1 - $500-$2,499
-Tier 2 - $2,500-$9,999
-Tier 3 - $10,000 and over
-Direct Deposit available

Senior Checking
Maintain a minimum balance of only $100 and we waive the $5 monthly maintenance fee
-Age 55 and over
-Unlimited check writing
-No per check fee
-Automatic waiver of monthly maintenance fee with Direct Deposit
-Free wallet Club Checks (1 box per order)
-MasterCard Check Card available for purchases and ATM use
-Direct Deposit available

Student Checking
Maintain a minimum balance of only $100 and we waive the $5 monthly maintenance fee
-Available to full time students up to the age 24
-Unlimited check writing
-No per check fee
-Automatic waiver of monthly maintenance fee if parent or guardian has satisfactory established account with Highlands Community Bank
-MasterCard Check Card available for purchases and ATM use
-Direct Despoit available

Non-Profit Checking
Maintain a minimum balance of only $100 and we waive the $5 monthly maintenance fee.
-Available to church and civic groups, clubs, and organizations
-Unlimited check writing
-No per check fee

Business Checking
Maintain a minimum balance of only $1,000 and we waive the $10 monthly maintenance fee.
-Unlimited check writing
-No per check fee
-Merchant services gives the business the ability to accept Debit and Credit cards.
-contact a Customer Service Representative for more information.

Overdraft charges will apply to all accounts.

Copyright © 2010 Highlands Community Bank. All rights reserved. IT Solutions by Central Ridge